Renting an exotic car in New York: rules, costs and where to go
What New York requires for insurance, the main airports and cities, the best drives, and the closest place to rent a supercar with delivery.
You’ll need a valid license, the rental company’s minimum age, and full-coverage insurance (liability plus collision) that extends to rentals. New York’s liability minimum is $25,000 per person and $50,000 per accident for injuries, and $10,000 for property damage (25/50/10). Most exotic rental companies in New York operate around New York City and Buffalo.
The rules at a glance
- Liability insurance minimum
- $25,000 per person and $50,000 per accident for injuries, and $10,000 for property damage (25/50/10)
- Other required coverage
- Uninsured motorist coverage and personal injury protection (PIP). Bodily injury limits rise to 50/100 when an accident causes a death
- Main airports
- JFK, LaGuardia (LGA), and Buffalo (BUF)
- Biggest cities
- New York City, Buffalo, The Hamptons
- Best season
- May to October.
- Tolls
- E-ZPass covers the Thruway, bridges and tunnels.
Where to rent an exotic car in New York
Most exotic rental companies in New York operate around New York City and Buffalo. Options vary a lot from company to company; our checklist covers what to ask.
- Compare the minimum age, deposit and insurance rules before you fall for a car.
- Look for published prices and deposits; companies that hide them until you call often add fees.
- Ask whether delivery is included, and how many miles per day you get.
Insurance in New York
New York’s minimum liability coverage is $25,000 per person and $50,000 per accident for injuries, and $10,000 for property damage (25/50/10). New York also requires: Uninsured motorist coverage and personal injury protection (PIP). Bodily injury limits rise to 50/100 when an accident causes a death. That’s the legal floor for your policy. For an exotic rental you’ll also need collision coverage, which no state requires, and the rental company will usually ask to see it. Read how rental insurance works.
Insurance minimums: CarInsurance.com state table, updated September 2026. Confirm with your insurer or the New York insurance department, as limits change.
Best drives in New York
Lakes and forest in Harriman State Park, about an hour north of Manhattan.
Beach towns and farm stands out to the Montauk Point lighthouse.
When to go
May to October.
Getting there
The main airports are JFK, LaGuardia (LGA), and Buffalo (BUF). E-ZPass covers the Thruway, bridges and tunnels.
Frequently asked questions
Can you rent an exotic car at 18 in New York?
New York law stops rental companies from refusing drivers 18 and older purely because of their age, though they can add young-driver fees and still require insurance and a deposit.
What insurance do I need to rent an exotic car in New York?
Full coverage, meaning liability plus collision, that extends to rental cars. New York’s liability minimum is $25,000 per person and $50,000 per accident for injuries, and $10,000 for property damage (25/50/10).
Where can I rent an exotic car in New York?
Start with the biggest cities, like New York City, Buffalo, The Hamptons, where most exotic rental companies operate. Compare minimum age, deposit and insurance rules before you book.
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Before you book
How old do you have to be to rent an exotic car?
Most exotic car rental companies require drivers to be 25, but some rent at 21 or even 18. Here's how age rules work, which states protect young renters, and where you can rent at 18.
How much does it cost to rent an exotic car?
Real daily rates for renting a Lamborghini, Ferrari, Rolls-Royce, G-Wagon, McLaren or Corvette, plus the deposits and extra costs to plan for.
Do I need my own insurance to rent an exotic car?
Most exotic rental companies require your own full-coverage auto policy. Here's what that means, what to ask your insurer, and why credit card coverage usually won't work.