Renting an exotic car in Minnesota: rules, costs and where to go
What Minnesota requires for insurance, the main airports and cities, the best drives, and the closest place to rent a supercar with delivery.
You’ll need a valid license, the rental company’s minimum age, and full-coverage insurance (liability plus collision) that extends to rentals. Minnesota’s liability minimum is $30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10). Most exotic rental companies in Minnesota operate around Minneapolis and Saint Paul. The nearest big exotic rental market is Chicago.
The rules at a glance
- Liability insurance minimum
- $30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10)
- Other required coverage
- Uninsured/underinsured motorist coverage and personal injury protection (PIP)
- Main airports
- Minneapolis-Saint Paul (MSP)
- Biggest cities
- Minneapolis, Saint Paul, Duluth
- Best season
- June to September. Winters are long and harsh on low cars.
Where to rent an exotic car in Minnesota
Most exotic rental companies in Minnesota operate around Minneapolis and Saint Paul. The nearest big exotic rental market is Chicago. Options vary a lot from company to company; our checklist covers what to ask.
- Compare the minimum age, deposit and insurance rules before you fall for a car.
- Look for published prices and deposits; companies that hide them until you call often add fees.
- Ask whether delivery is included, and how many miles per day you get.
Insurance in Minnesota
Minnesota’s minimum liability coverage is $30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10). Minnesota also requires: Uninsured/underinsured motorist coverage and personal injury protection (PIP). That’s the legal floor for your policy. For an exotic rental you’ll also need collision coverage, which no state requires, and the rental company will usually ask to see it. Read how rental insurance works.
Insurance minimums: CarInsurance.com state table, updated September 2026. Confirm with your insurer or the Minnesota insurance department, as limits change.
Best drives in Minnesota
Duluth up the Lake Superior shore past waterfalls and Split Rock Lighthouse.
Along the Mississippi from the Twin Cities south past river bluffs.
When to go
June to September. Winters are long and harsh on low cars.
Getting there
The main airports are Minneapolis-Saint Paul (MSP).
Frequently asked questions
Can you rent an exotic car at 18 in Minnesota?
It depends on the company. Most exotic rental companies require drivers to be 25, some allow 21, and a few rent to drivers 18 and up.
What insurance do I need to rent an exotic car in Minnesota?
Full coverage, meaning liability plus collision, that extends to rental cars. Minnesota’s liability minimum is $30,000 per person and $60,000 per accident for injuries, and $10,000 for property damage (30/60/10).
Where can I rent an exotic car in Minnesota?
Start with the biggest cities, like Minneapolis, Saint Paul, Duluth, where most exotic rental companies operate. Compare minimum age, deposit and insurance rules before you book.
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Before you book
How old do you have to be to rent an exotic car?
Most exotic car rental companies require drivers to be 25, but some rent at 21 or even 18. Here's how age rules work, which states protect young renters, and where you can rent at 18.
How much does it cost to rent an exotic car?
Real daily rates for renting a Lamborghini, Ferrari, Rolls-Royce, G-Wagon, McLaren or Corvette, plus the deposits and extra costs to plan for.
Do I need my own insurance to rent an exotic car?
Most exotic rental companies require your own full-coverage auto policy. Here's what that means, what to ask your insurer, and why credit card coverage usually won't work.